Legal Review of Liability Resulting from Fraud in Electronic Banking

Abstract

The purpose of the article is to examine the legality of liability for fraud in electronic banking. This article examines the civil liability of bank employees towards customers and the bank, and since the negligence of bank employees may cause problems for the institution and also customers, its purpose is to examine a solution to reduce the errors of bank employees. Given that the present research was conducted in the field of banks and civil liability will be criticized and examined, various theories of civil liability of bank employees towards the institution and also towards customers have been discussed and examined, and exemptions from civil liability of bank employees have been mentioned. The results of the research showed that depending on the type of error and the type of fault that bank employees are aware of, their liability also increases or decreases, which indicates that the law has fully addressed this issue. The results of this article also showed that in addition to the fact that the law has considered civil liability for employees, it has also considered principles that in the absence of any mistake, employees are not held liable.